Payment Products

Supporting Your Payments Business

Our Payment Products team is exceptionally experienced in product development and re-engineering, portfolio profitability, customer lifecycle management, upgrade programs, portfolio conversions and rebranding and go-to-market strategy development.

We also have an extensive education program that, for example, helps new-issuers understanding the drivers of profitability and the importance of active portfolio management.


How we can help you...



  • Product profitability health-check

  • Portfolio profitability health-checks

  • Income leakage audits

  • Reward program effectiveness

  • Sales effectiveness health-check

  • Customer behavioural diagnostics (e.g. low activation, high attrition, dormancy, balance run-off)

  • Competitive positioning

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  • New product development

  • Product re-engineering including reward programs

  • Product profitability model development

  • Portfolio profitability model development

  • P&L reviews

  • Implementing customer lifecycle management

  • Customer upgrade campaign design

  • Behavioural segmentation model development

  • Go-to-market strategies

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  • Portfolio due-diligence

  • Portfolio valuations

  • Portfolio disposals

  • Vendor selection for product manufacture

  • Co-brand commercial negotiations

  • Co-brand entry & exit strategies

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  • Understanding payment card profitability

  • Successful credit card sales

  • Successful debit card sales

  • Sales management best practice

  • Portfolio management best practice

  • Product toolkit development

  • Product launch guides

  • Distance learning – product and portfolio management best practice