Lending Products
Supporting Your Lending Business
Pinnacle's subject matter experts have extensive experience in leading both unsecured and secured lending businesses.
Our expertise spans the credit spectrum, from sub-prime to super-prime and all models of lending including sales finance, payday loans, credit card instalment plans, debt consolidation and balance transfers.
How we can help you...
Diagnostics
Sales performance health checks
Product pricing and portfolio profitability review
Credit risk performance review
Consultancy
New product development
Assessing customer affordability
Risk-based pricing
Debt consolidation proposition development
Balance transfer pricing
Sales finance pricing model development
Optimisation of lending mix (revolving vs fixed term)
Loan top-up program development
Customer segmentation and propensity models
Go-to market strategies
Advisory
Sales finance partnership development
Portfolio acquisitions
Portfolio divestitures
Portfolio valuation
Education
Understanding product profitability
Product sales skills development
Product launch guides