Lending Products

Supporting Your Lending Business

Pinnacle's subject matter experts have extensive experience in leading both unsecured and secured lending businesses.

Our expertise spans the credit spectrum, from sub-prime to super-prime and all models of lending including sales finance, payday loans, credit card instalment plans, debt consolidation and balance transfers.


How we can help you...



  • Sales performance health checks

  • Product pricing and portfolio profitability review

  • Credit risk performance review


  • New product development

  • Assessing customer affordability 

  • Risk-based pricing

  • Debt consolidation proposition development

  • Balance transfer pricing

  • Sales finance pricing model development

  • Optimisation of lending mix (revolving vs fixed term)

  • Loan top-up program development

  • Customer segmentation and propensity models

  • Go-to market strategies


  • Sales finance partnership development

  • Portfolio acquisitions

  • Portfolio divestitures

  • Portfolio valuation


  • Understanding product  profitability

  • Product sales skills development

  • Product launch guides